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Prequalification
Your dream home is still out there, and prequalification can get you one step closer – helping you make a strong offer when you find it.
Schedule an Appointment
Not sure where to start? Schedule a phone appointment with a Mortgage Loan Originator. They’ll help you with your new home purchase.
Mortgage Learning Center
Start your homebuying journey with tools, resources, and expert knowledge about the mortgage
process.
Find the Right Mortgage Option
FIXED-RATE MORTGAGE
- Lock in a low interest rate for the length of the loan.
- Your monthly principal and interest payments will never change.
- Designed for people who would like to stay in their home for the long haul.
ADJUSTABLE-RATE MORTGAGE
- Enjoy a low interest rate which adjusts periodically after the initial term.
- Monthly payments may increase or decrease as rate adjusts.
- This loan appeals to buyers who plan to move or refinance in the short term.
JUMBO MORTGAGES
- Mortgage financing for high-value home purchases.
- Available in both fixed and adjustable loan types.
- Specialized for those borrowing above conventional limit (currently $766,550).
Mortgage Rates
- Fixed-Rates
- Adjustable-Rates
PURCHASE FIXED-RATE MORTGAGES
The advertised rates are for conforming loans with an example loan amount of $350,000 and are based on the loan assumptions noted below. Payment examples do not include taxes or insurance premiums, monthly payment obligations will be higher.
| Terms | Interest Rate | APR¹ | Points | EMP² per $1,000 |
|---|---|---|---|---|
| 30 Years Fixed | 6.250% | 6.427% | 1.500% | $6.16 |
| 20 Years Fixed | 5.750% | 5.964% | 1.375% | $7.02 |
| 15 Years Fixed | 5.625% | 5.814% | 0.875% | $8.24 |
| 10 Years Fixed | 5.500% | 5.740% | 0.750% | $10.85 |
Rates are effective
PURCHASE JUMBO FIXED-RATE MORTGAGES
The advertised rates are for non-conforming loans with an example loan amount of $850,000 and are based on the loan assumptions noted below. Payment examples do not include taxes or insurance premiums, monthly payment obligations will be higher.
| Terms | Interest Rate | APR¹ | Points | EMP² per $1,000 |
|---|---|---|---|---|
| Jumbo 30 Years Fixed | 6.250% | 6.407% | 1.500% | $6.16 |
| Jumbo 20 Years Fixed | 5.750% | 5.938% | 1.375% | $7.02 |
| Jumbo 15 Years Fixed | 5.625% | 5.783% | 0.875% | $8.24 |
| Jumbo 10 Years Fixed | 5.500% | 5.696% | 0.750% | $10.85 |
Rates are effective
¹APR =Annual Percentage Rate. Rates are based on current pricing and are subject to change at any time without notice.Rates are determined by certain factors, including loan amount, creditworthiness, loan-to-value (LTV), loan term, occupancy status, property type, loan purpose, property location, and lien position, so your rate could be higher. Advertised rates are based on the following loan assumptions – a purchase of a single-family, owner-occupied residence, with an LTV of 60% or less, a credit score of 740 or higher, based on a loan term displayed above, and the loan will be a first lien. Additional loan programs are available. Mortgage insurance may be required depending on loan guidelines.All loans are subject to approval, other conditions may apply.
²EMP = Estimated Monthly Payment is for principal and interest per $1,000 borrowed.
PURCHASE ADJUSTABLE-RATE MORTGAGE (ARM) RATES
The advertised rates are for conforming loans with a loan example of $350,000 and are based on the loan assumptions noted below. Payment examples do not include taxes or insurance premiums, monthly payment obligations will be higher.
| ARM Program¹ | Initial Interest Rate Period | Initial Interest Rate | APR² | Points | Initial Rate Period # Monthly Payments | Initial Rate Period EMP Per $1000³ | Fully Indexed Rate | Fully Indexed Rate # Monthly Payments | Fully Indexed Rate EMP Per $1000³ |
|---|---|---|---|---|---|---|---|---|---|
| 5yr/6mo | 5-Years | 6.000% | 7.493% | 0.750% | 60 | $6.00 | 8.375% | 300 | $7.41 |
| 7yr/6mo | 7-Years | 6.125% | 7.280% | 0.625% | 84 | $6.08 | 8.375% | 276 | $7.35 |
| 10yr/6mo | 10-Years | 6.250% | 7.070% | 0.875% | 120 | $6.16 | 8.375% | 240 | $7.24 |
Rates are effective
PURCHASE JUMBO ADJUSTABLE-RATE MORTGAGE (ARM) RATES
The advertised rates are for non-conforming loans with a loan amount of $850,000 and are based on the loan assumptions noted below. Payment examples do not include taxes or insurance premiums, monthly payment obligations will be higher.
| ARM Program¹ | Initial Interest Rate Period | Initial Interest Rate | APR² | Points | Initial Rate Period # Monthly Payments | Initial Rate Period EMP Per $1000³ | Fully Indexed Rate | Fully Indexed Rate # Monthly Payments | Fully Indexed Rate EMP Per $1000³ |
|---|---|---|---|---|---|---|---|---|---|
| Jumbo 5yr/6mo | 5-Years | 6.000% | 7.460% | 0.750% | 60 | $6.00 | 8.375% | 300 | $7.41 |
| Jumbo 7yr/6mo | 7-Years | 6.125% | 7.248% | 0.625% | 84 | $6.08 | 8.375% | 276 | $7.35 |
| Jumbo 10yr/6mo | 10-Years | 6.250% | 7.038% | 0.875% | 120 | $6.16 | 8.375% | 240 | $7.24 |
Rates are effective
¹ARM loans are variable rate loans, interest rates and payments may increase after consummation. Rates and payments will remain the same for the first 5, 7, or 10 years and then can adjust to a new rate and payment every 6 months based on a current index, depending on the ARM program you choose. For example, if you select the 5yr/6mo ARM program your rate and principal & interest payment will be fixed for the first 5 years (the 5 in 5yr/6mo), after that the interest rate and payment could change every 6 months for the remainder of the mortgage's term (the 6 in 5yr/6mo).
²APR =Annual Percentage Rate. Rates are based on current pricing and are subject to change at any time without notice.Rates are determined by certain factors, including loan amount, creditworthiness, loan-to-value (LTV), loan term, occupancy status, property type, loan purpose, property location, and lien position, so your rate could be higher. Advertised rates are based on the following loan assumptions – a purchase of a single-family, owner-occupied residence, with an LTV of 60% or less, credit score of 740 or higher, based on an ARM program displayed above, and the loan will be a first lien. Additional loan programs are available. Mortgage insurance may be required depending on loan guidelines.All loans are subject to approval, other conditions may apply.
³EMP = Estimated Monthly Payment is for principal and interest per $1,000 borrowed.
